Mr. Brendan Mahon:

To answer on the cost of security, when we take a property into possession, the sheriff or county registrar executes the repossession order, as the Senator said, and that is separate from the bank. That happens before the bank gets the property back in its possession. At the point at which there is vacant possession, the sheriff or county registrar will hand over the property to KBC and we will sign for it. At that stage, we may put in security to secure the property and facilitate customers in retrieving their private possessions in the subsequent period.