Ms Dara Deering:

Despite writing to them, while, thankfully, 14% have taken it up, as Mr. Roebben said, there still tends to still be in that customer base. They could definitely avail of more rates. As Mr. Roebben said, we personalise what they can avail of based on the information we have on them on file. Thankfully, more have done so this year than last year. We will continue to do this. We have information on our website and dedicated phone lines that people can ring to find out what is available to them.