Mr. Joseph Nugent:

A lot of our training is equally about extraction and people moving to training. We have been trying to look at the way we are delivering our training. There has been a far greater focus on e-learning initiatives to avoid the level of extraction we have seen to date. The changes are equally reflective of the pressures that are being faced. Clearly, we have a lot of systems coming down the line. I am sure it will feature in our Estimates demand for 2020. Equally, there is a responsibility on our part to address the way we go about delivering that training.