Mr. David Hall:

It is utterly disrespectful to all of the people who are helping, including politicians, advisers and organisations such as MABS to hear this. That was why one of the gatherings was to confirm that we were not all mad and that this was something we believed. There should be a meeting with all of those parties, contributors and people directly affected. Another category that will be most interesting to this committee will be those whose mortgages have been sold. The Glenbeigh category will be the most fascinating, based on its behaviour towards borrowers in recent weeks. I want to understand what benchmark is required in the Oireachtas to protect citizens over banks.