Mr. David Hall:

Yes, to see some files and so on. We have received permission from borrowers to see them. Rather than providing anecdotal information, the best way to do it is to select randomly a number of files within our organisation - there are thousands that are live and hundreds with funds - to see the communication, engagement and responses at first hand. There are only two registered debt charities in the State, while there are hundreds of homelessness charities and cancer charities. It is not for no reason there are only two; it is a difficult to space in which to operate. That is where the information and evidence are, as opposed to anecdotal evidence from the Taoiseach, the Minister and other parties and commentators.