Mr. Kieran Mulvey:

If I may just add, regarding the learnings of it, apart from ourselves and what we may have to do, and I was responding earlier to Deputy Munster about strengthening our conditionality on grants and how they would be done, I have been involved in public service organisations for a long time and I was general secretary of trade unions in Ireland, but I have always had a problem about oversight of credit cards and of discretionary expenditure. I have always insisted where I am that they are limited and that there is oversight of them.