Kieran O'Donnell (Fine Gael) | Oireachtas source

To be honest with Dr. Hunt, all of that is great and we have been over it before. I feel as though we are going back to the time of the bank guarantee. I want information for the ordinary person watching these proceedings. We speak about reducing non-performing loans. I want to know the impact that will have on the interest rates the bank charges. Dr. Hunt repeatedly refers to non-performing loans that drag on interest rates. I want to know how that will improve the range of lending and how it will make AIB more marketable to potential investors which would help the State to get back its investment. For the ordinary person watching these proceedings, what impact will reducing NPLs to 5% of the AIB loan book have on reducing interest rates? We have to get to a point where people see a benefit to what the bank is putting forward. Currently, all they see is a negative in terms of people with non-performing loans being under extreme pressure. All my colleagues have dealt with that area. I want Dr. Hunt to show us the light at the end of the tunnel.