Gerry Horkan (Fianna Fail) | Oireachtas source

That is fair enough and I will accept it if Dr. Hunt has to answer another of my questions in that way but I will keep asking questions.

We asked all of the banks about Brexit, something which Dr. Hunt has covered a little, banking culture and the move or journey all banks need to make in that regard. Some are a little further down the path than others. The representatives of AIB have referenced it a little more than our visitors on Tuesday who had just one sentence about it. Where is AIB in getting to where the Central Bank of Ireland wants all of the banks to be and where, presumably, the delegates and the shareholders of the bank want to be? This is in the context of the changed culture being more consumer and customer focused and less reliant on staff performance and bonuses and so on, something on which I will touch.