Pearse Doherty (Donegal, Sinn Fein) | Oireachtas source

The 20 cent charge for chip and PIN transactions is scandalous. It is ridiculous. Many places still do not have a facility for contactless transactions. I would say most consumers do not know that when they buy a loaf of bread and put in a chip and PIN for the transaction they pay a 20 cent charge to AIB. That is a hefty charge. I had an issue with another bank that was charging half that amount. One of the problems is that these charges do not appear, as it were, and people are completely unaware of them. While they are included in the monthly or quarterly statement, they are all rolled up into one figure.