Pearse Doherty (Donegal, Sinn Fein) | Oireachtas source

How many individuals have submitted standard financial statements which the bank, on examination, has determined to be unviable and decided that surrender of the property is the ultimate outcome? I acknowledge that the bank is engaging with iCare, which we welcome. It is very positive that there are more mortgage-to-rent properties and there are a number of positives that I could raise but I want to focus on the specifics. A Central Bank report has outlined those in long-term arrears of two years or more, which total 40,000 between buy-to-lets and private dwelling homes, PDHs. In last year's report, the Central Bank suggested that 50% or more would lose ownership of their homes in that scenario. From the bank's perspective, it has the standard financial statements and is able to assess where they are viable, sustainable or not. In how many cases involving people who are engaging and have submitted standard financial statements to the bank does AIB expect the ultimate solution to be loss of ownership?