Mr. Jim O'Keeffe:

As we touched on briefly, we certainly are engaged. We discussed with the committee previously the opportunity to look at what it would look like to work with a charitable organisation, to transfer loans to it and how that would work etc. and we have put a lot of work into that in recent times. At this point I am only able to give colour to the committee behind where we have got with that. The other parties that are working with us would not want me to give any other information on that at this stage either or even to estimate the certainty of it but I assure the Chairman that if that works, we will not be found wanting in supporting it.