Mr. Jeremy Masding:

I cannot give that assurance. The ratio of 10% includes a mix of assets. As we have always tried to do, we will look at the options open to us. We will try to execute whichever option we choose in the best possible manner. For example, if we have to pursue a further loan sale, we will go through the right diligence to find the right buyer and then go through the right diligence to find the right servicer. It is important that the servicer is regulated and that the protections travel with the loan.