Mr. Neil McDonnell:

That is a fair question. We do not really pay for people in wheelchairs or with catastrophic injuries and we need interaction with our health system to deal with that. One should not need to win the lottery if one is put in a wheelchair. Payment orders need to take over in such circumstances. In his second and final report, Nicholas Kearns said we were at 4.4 times the nearest jurisdiction, which itself is an international outlier. Without us, the UK is the worst for generosity and even if we were to use the UK as a benchmark, we would have to be at an absolute maximum of 23% of the current level at the lower end.