Mr. Neil McDonnell:

It is €15,000 at present. The sky is the limit after that. The difficulty is that not alone are businesses not able to afford to appeal an award of the Circuit Court to the High Court, no insurer will even let them exercise an appeal to the Court of Appeal. It will not happen. Not alone this, and this is where I would like our former chairman to jump in, the issue of costs is being used to blackmail people into early settlement. Mr. Coghlan might be happy to discuss a couple of cases.