Mr. Peter Boland:

We are policyholders. We do not have a sufficient legal or insurance background to say for sure but we know that, after all the expert analysis, it is the judicial council that is being tasked with reducing the claims levels. If that is what the expert advice is, we say it is fair enough but we ask that the work be done and that results be achieved quickly. If we are still talking about this in another year, all the small sectors at the periphery of Irish society will have been closed.