Ms Francesca McDonagh:

We do not break it down in that way but in terms of the contribution on mortgage business in Ireland and the UK, they would be two of the larger portfolios that would be a key driver of profitability. I would not assign them an absolute percentage but they would be a major driver. It is also a very important product from a customer perspective because it is what most people spend the majority of their disposable income on. It is their biggest asset and it is where their family lives.

It is one of the key drivers of our revenue.