Michael McGrath (Cork South Central, Fianna Fail) | Oireachtas source

The bank would hope, as each of those mortgages is reviewed on a periodic basis, that some of the warehoused element will come into the active mortgage and that they will start making inroads on the capital and interest. However, notwithstanding that, there will still likely be a residual warehoused element when the mortgage term ends and people are legitimately asking what will happen at that point in time.