Mr. John O'Beirne:

Of the 47,000, slightly more than 38,000 are owner-occupier and the balance of slightly more than 9,000 are buy-to-let. I do not have a breakdown of the number of accounts on each of the various standard variable rates of 3.9%, 4.2% and 4.5%, but I will revert to the committee with that information if that is acceptable.