Mr. Jackie McMahon:

It is a difficult area and my hopes sit with this committee and the Legislature. I appreciate that the legal system as we currently have it is insulated by layers of legislation. I also appreciate that it is protected to some extent with the separation of powers. This is not new. We have tried to address legal costs outside of insurance and injury. We have a system that has created a culture that is highly litigious and which is very beneficial for claimants and the people who are making those claims. That needs to be addressed. The challenge is how to address it given those layers of legislation and the separation of powers.