Gerry Horkan (Fianna Fail) | Oireachtas source

That is what insurance is for and no one in this committee is trying to dispute that. If a person is in a car accident more often than not there is more than one side to the accident but usually one side is more at fault than the other. Nobody is disputing proper claims but what if a certain number of people come along and say "My car got a tip and now I have mental trauma, anxiety and my children are not able to sleep"? We have had months of this before the committee previously when Insurance Ireland was here telling us this. What can be done with regard to the motor insurance market? We could blame whiplash but I would prefer if it was to European norms or less. With technology, telemetry and so on one could have black boxes in cars, dash cams, web access and information about speed limits and performance going into the cloud. It is all there. What efforts does the industry make to monitor the premium holder's behaviour in his or her car so if the driver is on the mobile phone or texting he or she will be caught by a camera in the car? Has the industry explored any of those options?