John McGuinness (Carlow-Kilkenny, Fianna Fail) | Oireachtas source

Should we not know all of that? It is a great mystery to the individual, who is not well versed in the language of the world of finance. Further mystery and secrecy are added by virtue of the fact that a party who is benefiting from the loan, by way of profit from the sale of the loans, is not known to the individual. Mr. Sibley might say that is the way it happens in the world of finance but we should examine what happens in the world of the individual and the rights of that individual.