Oireachtas Joint and Select Committees
Tuesday, 26 March 2019
Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach
Central Bank of Ireland: Discussion
Mr. Ed Sibley:
Our work is on different layers. We get information from the banks and the non-banks on their loan books and the restructures that are in place on a quarterly basis. As Ms Rowland mentioned, there is a marginal tendency for more arrears capitalisation in the non-banks than in the banks. It is relatively marginal. They are split mortgages in the non-banks and there are also other solutions.
As well as that quarterly cut, deeper analysis is undertaken both from a data perspective and also through on-site work. As we did last year and will do into the future, that on-site activity is supported by high-quality data analytics in banks and non-banks.
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