Michael McGrath (Cork South Central, Fianna Fail) | Oireachtas source

Moving on to the ongoing tracker examination, Professor Lane likes to refer to those affected as cohorts of customers. Is it fair to say that there are no major outstanding issues from the Central Bank's point of view in relation to the handling by the banks of different groups of customers, in particular the large group in AIB of 6,000 customers whom we can refer to as the "prevailing rate" group? Professor Lane will be familiar with what that issue is. Similarly, in EBS, there is a group of customers who are in the category of variable base rate. We will go into all this in more detail with the banks when we have them in before us in the coming weeks, but is it the case that the Central Bank has at this stage more or less signed off on the banks' approach to groups or cohorts of customers such as these?