John McGuinness (Carlow-Kilkenny, Fianna Fail) | Oireachtas source

The banks need to do more. They understand full well what happened and would also understand that many of those SMEs are not the type of risk now that they were back then, created in part by the banks. I am concerned about communities and parishes where there might be one big employer who is now struggling, not because their idea is wrong but because they cannot get the working capital they want and require. There are many other operators providing loans that we would not like to see in the market. We might like to see a more regulated market place for loans.