Gerry Horkan (Fianna Fail) | Oireachtas source

That was going to be my final question. It is obvious that people who do well should be rewarded and I refer to staff at the customer service level as much as anything else. Currently, bonuses are effectively banned and, therefore, positive performance cannot be rewarded. On the other hand, people who are not performing cannot be punished. Does remuneration have a role in this regard? It does not have to be significant. If someone earns €25,000, for example, and is paid an extra 10%, it will not severely damage the bank's profits or lead to widespread decision-making of a dangerous nature. Is there a role for remuneration in promoting better culture?