Gerry Horkan (Fianna Fail) | Oireachtas source

I thank Mr. Crowley for his opening statement andinitial observations. A lot of points have been covered. For the benefit of those who may be watching the proceedings of the committee, will Mr. Crowley explain who exactly his organisation represents in the banking and payments industry?

I presume Mr. Crowley's organisation represents the five pillar banks but I do not know who else is involved with his organisation.