Ms Susanna Lyons:

We are only advancing that. As I stated, in respect of designated sinking funds for the 15 organisations, there is €57 million on the consolidated balance sheet. That is very close to the cash recorded as well, which is about €60 million. On performance and sinking funds, we are very aware that organisations need to invest in their housing stock. They will have planned maintenance, reactive maintenance and major repairs. In December just gone, we released the performance standard. In that context, the regulator expects AHBs to have a sinking fund provision in place. That means a stock condition survey has been completed. That will inform the executive and the board as to what needs to be planned in respect of cyclical reactive maintenance over the next 25 to 30 years.