Dr. Mary Lee Rhodes:

To come back to a question the Deputies asked earlier, there is another very large difference between the HAP scheme and what is going on with the payment and availability agreements and the CALF. The funding that comes via the payment and availability agreement is being used to build up an asset base owned by charitable organisations, whereas the HAP goes to private landlords. That is not a public asset. The model of the CALF and the PA agreements creates a charitable asset that can only be used for charitable purposes. The HAP goes directly to private landlords, for the use of private assets and for private gain.