John McGuinness (Carlow-Kilkenny, Fianna Fail) | Oireachtas source

I know that is what the credit unions want to do but consider their members. They find it so difficult to understand all this nonsense when all they are trying to do is keep their head over water in terms of getting a loan, paying it back and so on. My own credit union was fined recently. It was horrendous. What the Central Bank did was nonsense and it should be ashamed. It should be encouraging credit unions rather than doing what it did. Mr. Johnson will give us that report.