John McGuinness (Carlow-Kilkenny, Fianna Fail) | Oireachtas source

Can we hear from the credit union movement? What I am hearing, and what we have heard all along in this regard, is one body blaming another or spreading the blame, as it were, for poor delivery on the recommendations either by this committee or by CUAC. As Senator Kieran O'Donnell asked, in the face of all of the business model changes that are taking place in banking, in particular digital banking, where are the credit unions going to be when that completely runs them over? Mr. Corr has answered for the Department of Finance and has given us a view on the Central Bank and some of the issues. What has the credit union movement to say about that? Its members are getting frustrated as well.