Mr. Brian Corr:

Mr. Farrell, Mr. Johnson and I, along with colleagues in the Department of Employment Affairs and Social Protection, the consumer section of the Department of the Department of Finance and the Central Bank, sit on a group, chaired by MABS, and dealing with personal micro credit, PMC. We are examining all of the potential reasons there might be slower take up by credit unions and what options we can advance within our own respective remits which would help in that regard. This has been going on for a while and there are some interesting ideas coming out of that process. We are examining all of the reasons the scheme is not being taken up and what we can do to make uptake better.