Mr. Kevin Johnson:

A mechanism was looked at, back in 2009, and heads of a Bill were drawn up whereby the facility would be managed by the Central Bank. There are different ways it can be done. The essential thing, as has been mentioned, is to try to provide more credit facilities to people. If, for some reason, there was a short-term demand, some mechanism must be present in the background to support short-term liquidity requirements. It is certainly not an issue at the moment; it is quite the opposite as there is an abundance of liquidity. As I said, we are trying to future proof it and that is why it was noted in the report.