Paddy Burke (Fine Gael) | Oireachtas source

I welcome the delegation and compliment it on publishing a final report. On liquidity and how individual credit unions can survive a cash shortage, I note the proposal that they could follow the Canadian model whereby there would be centralised liquidity for those credit unions. I ask the witnesses to provide some background into their thinking in that regard. How do individual credit unions experiencing liquidity difficulties currently cope? The report states there is an ad hoc approach to the issue. Is it the case that some of the credit unions are able to access cash at some point?