Mr. Gerry Harrahill:

We are very conscious and aware of the differing levels of understanding in businesses around the impacts of Brexit. Part of what we are trying to do with the seminars is to bring people through customer journeys. We tell the businesses that they can probably identify themselves directly or indirectly in some of these journeys. The second element is that we have written to a large number of businesses - and we will write to the balance of them - to try to bring home in very stark terms what the issues are. Interestingly, from my engagement with business, until now they have been saying they want to deal with the issue that they know will happen in the next week or the next month. I understand where businesses are coming from. They say that Brexit may or may not happen and when there is more clarity around it, they will get ready for it then. Our very stark message to them is that even if Brexit does not happen until the end of 2020, they need to be working on it.