Mr. Cormac Ryan:

It is very hard. We would look at both situations. If we can make a mortgage to rent case work, we will make it work. As I said at the beginning, we have done more mortgage to rent solutions than any other provider in Ireland. We are very much engaged with all the housing bodies and with the two mortgage to rent bodies that exist in Ireland. If a customer reaches the point where mortgage to rent is the last solution apart from going down the road of loss of ownership through assisted voluntary sale or repossession, we will explore all options to make that happen. I cannot give the Deputy a cast-iron assurance that there would be a "Yes" in such a situation. My team would need to get into the detail. I remind the Deputy that we have done more than anybody else. We think mortgage to rent is a great solution where we can make it work.