Paddy Burke (Fine Gael) | Oireachtas source

That is where there is a lot of fear for people. In the review, be it every 12 months or every two years, Pepper will go through the person's circumstances and Pepper could say to the customer: "You have more of an ability to pay and can afford to pay more so we will put the pressure on you to pay more."

What is Pepper going to do? It will probably use strong-arm tactics to make them-----