Mr. Jeremy Masding:

The Deputy asked three questions which relate directly to Permanent TSB. The first was on the nature of the deal, the second was on the customer the Deputy mentioned and the sad circumstances there and the third was on Permanent TSB's continued involvement in the securitisation. I will take those three and Mr. Ryan can summarise the other questions, if that is okay. Mr. Crowley might first provide a high-level view of the deal and how split mortgages are placed in it.