Mr. John McKeon:

There are a number of possible discount rates, namely, 4%, 8% and 16%. We introduced the discounts in the contract design because when we carried out our research in other countries, we learned that their pricing models do not include any consideration of the fact that the economy might recover and, therefore, it would be easier to get people into employment. In the request for tender we issued to providers, we told them in advance that based on employment growth in the economy we would reduce prices, subject to an analysis of their financial accounts and so on.