Oireachtas Joint and Select Committees

Thursday, 22 November 2018

Select Committee on Social Protection

Social Welfare, Pensions and Civil Registration Bill 2018: Committee Stage

10:00 am

Photo of Regina DohertyRegina Doherty (Meath East, Fine Gael) | Oireachtas source

I move amendment No. 4:

In page 10, to delete line 9.

In the ordinary course, a claimant must have paid 520 full rate social insurance contributions, which typically would be class A PRSI contributions in the private sector or class S if one was self-employed, in order to qualify for the contributory State pension. However, the Social Welfare Act 2017 provides that claimants who have paid at least 260 but less than 520 full rate social insurance contributions and who have also paid modified rate contributions may be assessed for what is known as a mixed insurance pension. Modified rate social insurance contributions are PRSI contributions at classes B, C and D and typically paid by public servants.

In practical terms, the mixed insurance contributory State pension will typically enable people who have worked in both the public sector and the private sector or in self-employment to secure a reduced rate contributory State pension to supplement their public sector pension. The amendments I am introducing have been designed to ensure the wider provisions of section 9 which provide for the introduction of aggregated contribution methods will be extended to pensioners who receive the contributory State pension based on mixed insurance records. Consequently, such pensioners will also be in a position to benefit in those instances where they can demonstrate an entitlement to home caring periods.

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