Michael D'Arcy (Wexford, Fine Gael) | Oireachtas source

I cannot direct the insurance industry to do any of this. I will explain it to the Deputy because he is not aware of what the cost of insurance working group does. There are four Departments involved, as well as the State Claims Agency, the Central Bank, the Personal Injuries Assessment Board and others. I do not have authority over all of them. My job is to work with them and encourage all of these processes through all these agencies and Departments. The Deputy seems to think I have a magic wand to do this and that. It does not work like that. In the same way, I cannot instruct any insurance company to what we are asking them to do. I can encourage them and bring them along. That is the process which I am chairing.