John McGuinness (Carlow-Kilkenny, Fianna Fail) | Oireachtas source

I will just make a point about public liability because I met two different groups within one sector on that issue: Dublin publicans and rural publicans. It is almost impossible to do business because of the costs of public liability insurance, especially for small pubs.

Whether one had a claim or not, one's insurance and costs are going up within a business that has an extremely tight margin. I am pointing that out as a fact. It is true that they are all in difficulty in terms of their insurance costs and, while we are sharing these facts this morning that have not changed, I am sharing those facts with the Minister of State.