Paddy Burke (Fine Gael) | Oireachtas source

I do not want to go over the ground other members have touched on. I will continue on from what the Minister of State has said, particularly in respect of the PIAB. When claims are made, people making claims write in at no cost to themselves whereas the person holding the insurance has to defend the claim all the way up. If it is then found to be a fraudulent claim, nothing is done to the claimant and the claim has not cost him or her any money. It has, however, cost the person defending the claim a lot of money to defend him or herself and his or her premium may well rise. That should be looked at.