Michael D'Arcy (Wexford, Fine Gael) | Oireachtas source

Insurance companies have different settlement models. I have spoken with all of the companies. Unusually, some settle claims before they even get lodged. They make an offer of X thousand euro and the matter is concluded. On the other end of the spectrum, some companies will fight every step of the way even where they know that people have been genuinely injured and impacted. Other companies are in between. We do not have sight of those channels.

If we find out that 40% of claims are settled before any medical report is requested, there will be an issue. Insurance companies will have been settling without any form of medical evidence, which means that policy may potentially-----