Michael D'Arcy (Wexford, Fine Gael) | Oireachtas source

The national claims information database will analyse settlement channels. Right now the only numbers available to be analysed of which we can be 100% certain are those made available in the courts. That represents approximately 6% of the sector. We have the Personal Injuries Assessment Board, PIAB, figures on top of that, but many of those cases move through PIAB first and then on to the courts. We do not have any way to analyse those settlement channels. There are massive grey areas. The divergence in the business models of the different companies is enormous. Some insurance companies will settle before any analysis is done. Some even settle before medical reports are made available because it is cheaper. That is their business model. They decided that was the wisest thing for them to do commercially.