Michael D'Arcy (Wexford, Fine Gael) | Oireachtas source

Every premium taken out by an individual is a matter for him or her. The Senator can describe it as being ripped off if she likes, but companies have different pricing arrangements. We recently did a mystery shopper exercise with insurance companies. Insurance with some companies costs twice as much as with other companies because of the way in which they price it. The Senator can call it a rip-off if she wishes but each company has a different method of calculating risk for pricing.