Bobby Aylward (Carlow-Kilkenny, Fianna Fail) | Oireachtas source

I hope we have learned our lessons. I will move on to potential liability. According to the Comptroller and Auditor General's report from 31 December, there is an estimated liability of €2.2 billion. Is that just an estimate? What does "estimate of payments" mean? I should know this but is this €2.2 billion taxpayers' money? Is there any insurance to cover liabilities on claims?