Mr. John McCarthy:

The point is determined by the facts on the ground. I am not in any way referring to bad communities. I am not in any way casting aspersions on anybody. I am just saying there has been a Government policy in place since 2007. In framing that policy, account was taken of instances in the past where very significant developments with social housing only did not work out. Of course, there are developments that did work out, and they have very strong communities. There were areas, however, where they did not work out. It serves as a caution-----