Mr. Stephen Mulvany:

As in any forecasting process, we were looking at funding that could come from different sources. We knew the funding that was coming from the Exchequer. We had a view of what the costs were and were trying to address the balance through savings. Would I call it a deficit? I do not know, but that is what we were trying to do. That is from where the figure started. After that, it is an issue of process, but yes, that is fundamentally how we got there.