Seán Sherlock (Cork East, Labour) | Oireachtas source

I apologise for not being here for all the interactions. Many of my questions have been addressed, so I will be very brief. I am very interested to hear Mr. Boland's and Mr. Maye's commentary. If I understand their statements correctly, they are saying the Sparkasse model would fill a gap in respect of lending. Could I get an understanding as to whether there is a geographical bias in this regard, so to speak? Are we talking about the midlands, the north west, the south west or the south east? If I understand Mr. Boland correctly, if there were a better lending model, there would be no need for another banking system. Do I understand him correctly, first, on the geographical considerations?