Ms Anna Marie Finnegan:

We are anticipating publishing this consultation paper in the next day or two, so that is imminent. We will provide just over a two-month consultation period to facilitate people to provide us with submissions. We will then go through an internal process in terms of assessing those submissions and the various views expressed. That normally leads to a process of refining proposals and then we will have an internal process within the Central Bank itself. The last step in the process is the statutory consultation we are required to undertake under section 84A of the 1997 Act. To an extent, it is a little difficult to put a specific timeline on it because any piece of the process can take longer than anticipated. Our own broad plan is that we would publish final regulations in the second or third quarter of next year.